Terms & Conditions

1. Agreement to terms

These Terms and Conditions apply to all individuals who access this website or engage with Finevault's financial planning services. They are effective from the date of first use or engagement, whichever comes first.

These terms should be read alongside our Privacy Policy, Terms of Service, and Cookie Policy, all of which form part of our legal framework for this website.

2. User obligations and conduct

By using this website or engaging our services, you agree to the following obligations:

• 2.1You will provide accurate, truthful, and complete information when submitting inquiries or entering into an engagement with Finevault.
• 2.2You will use this website solely for lawful purposes and in accordance with these terms.
• 2.3You will not engage in any activity that could damage, overload, or impair the functioning of this website or its underlying infrastructure.
• 2.4You will not attempt to gain unauthorized access to any part of this site, its servers, or associated systems.
• 2.5You acknowledge that you are at least 18 years of age or of legal age to enter binding agreements in your jurisdiction.
• 2.6You will comply with all laws and regulations applicable to your use of this site and services, including those related to privacy, data protection, and financial regulation.

3. Prohibited activities

The following activities are strictly prohibited:

• →Using this site to solicit, advertise, or promote goods or services without our written consent.
• →Submitting spam, unsolicited bulk messages, or mass contact form submissions.
• →Engaging in any form of data harvesting, scraping, or extraction from this website.
• →Reverse engineering, decompiling, or attempting to extract the source code of any part of this website.
• →Engaging in any activity intended to defraud, deceive, or harm Finevault or other users of this site.

4. User responsibility and indemnification

You agree to indemnify and hold Finevault harmless from any claims, damages, losses, or expenses (including reasonable legal fees) arising from your misuse of this website, your violation of these terms, or any third-party claims resulting from information or content you submitted.

This indemnification obligation survives the termination of your use of this website or any engagement with our services.

5. Disclaimers and limitation of warranties

This website and its content are provided on an "as is" and "as available" basis, without any warranties of any kind — express, implied, or statutory — including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

Finevault does not warrant that this website will be uninterrupted, error-free, or free of viruses or other harmful components. While we take care to keep information current and accurate, we make no representation that the content is complete or up to date at any given time.

Nothing on this website constitutes a guarantee of financial outcome or professional advice. Finevault's services provide structured planning support — individual results depend on personal circumstances beyond our control.

6. Limitation of liability

To the fullest extent permitted by applicable law, Finevault shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of — or inability to use — this website or its content, even if we have been advised of the possibility of such damages.

This limitation applies whether the claim arises in contract, tort (including negligence), strict liability, or any other legal theory.

Some jurisdictions do not allow the exclusion of certain warranties or limitation of certain types of damages. In such jurisdictions, the above limitations apply to the maximum extent permitted by law.

7. Force majeure

Finevault is not liable for delays or failures in performance resulting from circumstances beyond our reasonable control — including but not limited to acts of nature, power outages, internet service disruptions, government actions, or other extraordinary events. We will make reasonable efforts to minimize disruption in such circumstances.

8. Dispute resolution

In the event of a dispute arising from these terms or your use of this website, we encourage you to contact us directly in the first instance. Many concerns can be resolved promptly through open communication.

If a dispute cannot be resolved informally, it shall be subject to binding arbitration or the jurisdiction of applicable courts, as determined by the governing law of Finevault's place of operation, unless a separate engagement agreement specifies otherwise.